Genesis

Personal finance organizer

You make money.
You just don't know
where it goes.

Every month, the same question. Every month, no answer.

See how it works Free · No account needed · Works offline
01
Salary credited on the 1st.
Gone by the 20th.
02
You check three apps.
None of them agree.
03
You promise yourself
"next month." Again.

It's not a discipline problem.
It's a clarity problem.

A tap takes
₹50. Ten taps a day takes ₹15,000 a month.

Cash used to tell you when to stop. You watched it leave your hand, and the wallet got visibly thinner. Tapping a card or a phone is faster, and it feels like nothing at all — which is exactly the problem. The friction went, and the part that made you notice went with it.

Genesis gives you back the noticing. Not a monthly autopsy on money you have already spent, but a running answer to the one question that actually matters: will you make it to the end of the month?

Before, not after

A warning while you can still act on it.

Every other app tells you that you overspent — after you overspent. That is news you cannot use. Genesis watches the pace instead: 78% of a budget gone with 45% of the month left, and it says so while there is still a month in which to fix it.

Insights Today
Groceries is tracking over pace
78% spent with only 45% of the month gone. At this rate, you may exceed the budget.
7 subscriptions = ₹2,400/mo
₹28,800 a year. Review for unused or duplicate services.
Spending down 18%
₹42,000 vs ₹51,000 last month — ₹9,000 saved.

One screen

All your money, finally in one place.

Your bank in one app, a card in another, a payment app on top, and a spreadsheet you stopped updating in March. Genesis holds accounts, cards, loans, assets and savings together — and leads with what is coming at you this week, because next Tuesday's loan payment matters more right now than your net worth in ten years.

Net worth
₹12.4L
New high — crossed ₹10L this month
Income₹1,20,000
Expenses₹78,400
Saved₹41,600
Netflix — due tomorrow₹649

No questionnaire

Thirty seconds to set up.
No quiz about your life.

It asks your name. That's it. From then on it learns how you earn and spend, and tells each of these people something worth knowing — usually that they're doing better than they thought.

Saving up
"62% of the way to Japan. ₹8,400 spare this month."
Paying off a loan
"Clear by March 2029 — and ₹2,000 more a month makes it nine months sooner."
Salaried
"Payday in 6 days, and you're covered until then."
Freelancer
"Quiet month. Your runway still reaches September."

Genesis knows your money.
We don't.

Your records are encrypted on your phone with a key we never receive. Not "we promise not to look" — there is no copy of your finances for us to look at. Turn on airplane mode and the whole app still works.

There is no account to create, no bank login to hand over, and nothing to sell — we do not hold your financial data, so it cannot be part of a business model. What little does leave, and exactly why, is set out in the privacy policy.

Built properly

The numbers never drift.

Genesis keeps real double-entry books — the method accountants have used for five hundred years. Every balance is derived from the journal, so it can always be traced back to a transaction you entered.

Fair questions.

I've quit every budgeting app after two weeks.
That's the app's fault, not yours. Most of them show you a wall of red until you stop opening them. Genesis tells you what's happening without making you feel bad about it — no ads, no streaks to keep up, no nagging.
Do I have to connect my bank?
No. There's no bank login to hand over, so there's nothing to break or reconnect. You add what you spend, or point the camera at the receipt.
What if I lose my phone?
Back up to your own Google Drive and pick a passphrase. You'll need it to restore, so write it down — we can't reset it for you. That's the trade-off for a backup nobody else can open.
What if Genesis shuts down?
You keep everything. Your records were never on our servers to begin with, and you can export the lot to a spreadsheet whenever you like.
How do you make money?
We don't, yet. Genesis is free and has no ads. We can't sell your data because we don't have it. If we ever charge for something, we'll say so plainly — and tracking your own money will stay free.

What if you
always knew?

How much you spent today. What's due this week. Whether you'll make it to the 30th.

Get Genesis Free. No account. Nothing uploaded.